Voting begins in the last round of India’s election, a referendum on Modi’s decade in power

Officials leave for their respective polling stations after collecting Electronic Voting Machines (EVMs), Voter Verifiable Paper Audit Trail (VVPAT) and other election materials at a distribution center in Amritsar on May 31, 2024, on the eve of the seventh and final phase of voting in India's general election. (AFP/File)
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Updated 01 June 2024
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Voting begins in the last round of India’s election, a referendum on Modi’s decade in power

  • The seventh round of voting in 57 constituencies across seven states, one union territory will complete polling for all 543 seats in parliament
  • If Modi wins, he’ll be only the second Indian leader to retain power for a third term after Jawaharlal Nehru, the country’s first prime minister

NEW DELHI: Indians began voting Saturday in the last round of a six-week-long national election that is a referendum on Hindu nationalist Prime Minister Narendra Modi’s decade in power.
The election is considered one of the most consequential in India’s history. If Modi wins, he’ll be only the second Indian leader to retain power for a third term after Jawaharlal Nehru, the country’s first prime minister.
The seventh round of voting in 57 constituencies across seven states and one union territory will complete polling for all 543 seats in the powerful lower house of parliament. Nearly 970 million voters — more than 10 percent of the world’s population — were eligible to elect a new parliament for five years. More than 8,300 candidates ran for the office.
Most polls show Modi and his Bharatiya Janata Party leading over the broad opposition alliance that’s challenging them, led by the Congress party. The votes will be counted Tuesday, with results expected by the end of the day.
Modi’s campaign, vying for a third-straight term, began on a platform of economic progress. He promised to uplift the poor and turn India into a developed nation by 2047. But it has turned increasingly shrill in recent weeks as he escalated polarizing rhetoric in back-to-back incendiary speeches that targeted the country’s Muslim minority, who make up 14 percent of India’s 1.4 billion people.
On Thursday, after finishing his election campaign, Modi went to meditate at a memorial site honoring a famous Hindu saint who is believed to have attained enlightenment there.
When the election kicked off in April, Modi and his BJP were widely expected to clinch another term.
Since first coming to power in 2014, Modi has enjoyed immense popularity. His supporters see him as a self-made, strong leader who has improved India’s standing in the world, and credit his pro-business policies with making the economy the world’s fifth-largest.
At the same time, his rule has seen brazen attacks and hate speech against minorities, particularly Muslims. India’s democracy, his critics say, is faltering and Modi has increasingly blurred the line between religion and state.
But as the campaign ground on, his party has faced stiff resistance from the opposition alliance and its main face, Rahul Gandhi of the Congress party. They have attacked Modi over his Hindu nationalist politics and are hoping to benefit from growing economic discontent.
Pre-poll surveys showed that voters were increasingly worried about unemployment, the rise in food prices and an overall sentiment that only a small portion of Indians have benefitted despite brisk economic growth under Modi, making the contest appear closer than initially anticipated.
In this election, Modi’s BJP — which controls much of India’s Hindi-speaking northern and central parts — sought to expand their influence by making inroads into the country’s eastern and southern states, where regional parties hold greater sway.
The BJP also banked on consolidating votes among the Hindu majority, who make up 80 percent of the population, after Modi opened a long-demanded Hindu temple on the site of a razed mosque in January. Many saw it as the unofficial start of his campaign, but analysts said the excitement over the temple may not be enough to yield votes.
Instead, Modi ramped up anti-Muslim rhetoric after voter turnout dipped slightly below 2019 figures in the first few rounds of the 2024 polls.
This was seen as a tactic to energize his core Hindu voter base. But analysts say it also reflected the lack of any big-ticket national issue to help Modi propel his BJP to electoral victory, as he has done previously.
In 2014, Modi’s status as a political outsider cracking down on deep-rooted corruption won over voters disillusioned with decades of dynastic politics. And in 2019, he swept the polls on a wave of nationalism after his government launched airstrikes into rival Pakistan in response to a suicide bombing in Kashmir that killed 40 Indian soldiers.
But things are different this time, analysts say, giving Modi’s political challengers a potential boost.
“The opposition somehow managed to derail his plan by setting the narrative to local issues, like unemployment and the economy. This election, people are voting keeping various issues in mind,” said Rasheed Kidwai, a political analyst.


8 in 10 British Muslims face ‘financial faith penalty’ when seeking home finance, survey finds

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8 in 10 British Muslims face ‘financial faith penalty’ when seeking home finance, survey finds

  • Restricted choices plague potential buyers

LONDON: Eight in 10 British Muslims say their home finance choices are restricted because of their faith, according to a new national survey that highlighted what researchers describe as a growing “financial faith penalty” in the UK housing market.

The report, published by Islamic home finance fintech firm Offa, found that 80 percent of Muslim respondents believe their religious beliefs limit their access to suitable home finance, while those who do use Islamic products often face slower decisions, heavier paperwork and poorer customer experiences than in the conventional mortgage market.

Based on surveys of 1,000 British Muslims conducted by Muslim Census, and 2,000 non-Muslims carried out by OnePoll, the research calls on providers, brokers and policymakers to modernize Islamic home finance and improve access to Sharia-compliant products.

Among the 24.3 percent of British Muslims who have used Islamic home finance, just 5 percent said they had received a same-day decision.

Some 62 percent waited up to two weeks, while 33 percent waited more than 15 days, including 16 percent who waited over a month.

Long decision times were cited as the biggest challenge by 28 percent of respondents, followed by excessive paperwork (22.6 percent) and poor customer service (18.9 percent).

Islamic home finance differs from conventional mortgages by avoiding interest and steering investment away from sectors considered harmful to society, including gambling, alcohol, tobacco, arms trading and animal testing.

Sagheer Malik, chief commercial officer and managing director of home finance at Offa, said the findings showed British Muslims were being underserved by outdated systems.

Malik said: “Property is the asset class of choice for many of the UK’s 3.87 million Muslims, both as a route to generational wealth and as a long-term financial foundation, yet our insightful research report reveals that British Muslims are being underserved and deterred by slow, outdated and opaque Islamic home finance provision.

“This is not a niche concern. It goes to the heart of financial fairness and inclusion in modern Britain.”

He added that Muslims deserved Sharia-compliant products that matched mainstream standards on “price, speed and simplicity.”

Despite strong demand, uptake remains low.

Only 12.8 percent of British Muslims surveyed said they currently use Islamic home finance, with a further 11.5 percent having done so in the past. More than three quarters (75.7 percent) have never used it.

Faith plays a central role in financial decisions, with 94.2 percent saying it is important that their financial products align with their ethical or religious beliefs. Yet more than half of those using conventional mortgages said they felt unhappy or uneasy about doing so because of their faith.

The study also found that British Muslims share similar home ownership aspirations to the wider population, with 79.1 percent citing the desire to provide a stable home for their family, while 18.6 percent said building generational wealth was their main motivation. Only 2.2 percent said they did not want to own a home.

The report suggests Islamic finance could appeal beyond Muslim communities. While 64 percent of non-Muslim respondents had never heard of Islamic home finance, 63 percent said they favored its ethical principles once explained.

Younger generations were the most receptive, with 43 percent of Generation Z and 37 percent of millennials saying they would consider using Islamic home finance, compared with just 7 percent of baby boomers. More than three quarters of Gen Z and 72 percent of millennials also said it was important that their finance provider avoided investing in ethically harmful sectors.

Offa said the findings pointed to an opportunity to expand ethical finance in the UK, provided the industry can deliver faster, simpler and more transparent services.