Bupa Arabia for Cooperative Insurance continues to lead the health insurance sector in the Kingdom with the launch of a groundbreaking initiative that enables insured members to receive medical treatment directly—without the need to submit or wait for prior approvals. 

Implemented in collaboration with more than seven hospitals across three major regions, the initiative aims to simplify healthcare visits and significantly enhance the overall patient experience.

This first-of-its-kind initiative in Saudi Arabia eliminates unnecessary administrative steps and ensures faster access to medical care, reflecting Bupa Arabia’s commitment to reshaping healthcare delivery through innovative, patient-centric solutions.

The “No Pre-Approvals Network” represents a transformative shift in the way outpatient services are accessed. By removing pre-authorization requirements, the program allows members to receive immediate treatment at participating hospitals, creating a seamless and hassle-free experience. This model is designed to streamline operations at healthcare facilities and reduce delays for patients seeking care.

This initiative is part of Bupa Arabia’s broader mission to enhance patient-centric care and provide more efficient, adaptable insurance solutions in line with its innovation strategy. Since its launch, the network has already benefited over 200,000 members—underscoring the growing demand for accessible and simplified healthcare services across the Kingdom.

“This initiative transforms the way healthcare is delivered to our members by removing the need for prior approvals,” said Ryyan Tarabzoni, chief operating officer at Bupa Arabia. “It offers a faster and more comfortable experience and stands as an unprecedented achievement in Saudi Arabia’s health insurance sector. We are proud to be the first to introduce such an innovative model.”

Bupa Arabia has announced plans to significantly expand the “No Pre-Approvals Network” in 2025, with the addition of 15 to 20 hospitals across various regions of the Kingdom. 

The program will also include new specialized services—such as prescription medication coverage—as part of a broader effort to deliver a more comprehensive and integrated healthcare ecosystem.

This initiative currently applies exclusively to outpatient departments within healthcare providers that are part of the “No Pre-Approvals Network.”