Pakistan, India, Bangladesh, Nepal among world’s most polluted nations — report

A young street vendor carries balloons as he waits for customers amid smoggy conditions in Lahore on December 2, 2021. (AFP/File)
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Updated 28 August 2024
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Pakistan, India, Bangladesh, Nepal among world’s most polluted nations — report

  • Impact of “particulate pollution” on life expectancy in these nations substantially higher than other health threats
  • South Asia tops pollution charts, accounting for 45 percent of total life years lost globally, Air Quality Life Index report says

ISLAMABAD: Bangladesh, India, Nepal and Pakistan are among the most polluted nations in the world, according to a new annual report by Air Quality Life Index, which said South Asia accounted for 45 percent of the total life years lost globally due to high pollution.

The Air Quality Life Index, or AQLI, produced by the Energy Policy Institute at the University of Chicago, converts air pollution concentrations into their impact on life expectancy. From this, the public and policymakers alike can determine the benefits of air pollution policies in perhaps the most important measure that exists: longer lives.

“South Asia remains the world’s most polluted region, accounting for 45 percent of the total life years lost globally due to high pollution,” the report said. “Bangladesh, India, Nepal and Pakistan where 23.3 percent of the global population lives are among the most polluted countries in the world.”

Pakistan’s air quality has been a significant concern for years, with high pollution levels in many cities, particularly Lahore, which often ranks among the world’s most polluted. 

The country’s average concentration of PM2.5, which describes fine inhalable particles, was 14.7 times higher than the World Health Organization’s annual air quality guideline value in 2023. Breathing in unhealthy levels of PM2.5 can increase the risk of health problems like heart disease, asthma, and low birth weight.

To tackle the problem, the government of Pakistan has implemented measures like installing pollution monitors and also shut down factories in highly polluted districts during the winter months when the energy demand for heating is high. But experts say more needs to be done. 

The AQLI report said the impact of “particulate pollution” on life expectancy in Pakistan, India, Bangladesh and Nepal was substantially higher than that of other large health threats. 

“The average resident of Bangladesh, India, Nepal and Pakistan is exposed to particulate pollution levels that are 22.3 percent higher,” the report said.

There are numerous causes of pollution across the major cities of Pakistan, with some of them being more of a year-round constant, such as the pollution put out by vehicles and factories, and others being seasonal such as the stubble burning taking place in the winter months, compounded by the cold air being trapped on ground level unable to disperse. 

Other operations that emit large volumes of pollution would be Pakistan’s steel mills, which rely on fossil fuels such as coal to provide energy. The burning of fossil fuel leads to large amount of highly dangerous pollutants. The emissions from these factories are often unregulated, leading to companies and manufacturing plants running their operations with little regard for the environment, which can have catastrophic effects to not only air pollution, but also to the surrounding wildlife and water areas, with large amounts of industrial effluence making their way into bodies of water and damaging ecosystems, killing off vast swathes of vegetation and thus wreaking havoc on the environment.

Lastly, the open burning of fires on streets can add an additional level of toxic pollution, with a number of materials such as wood, garbage, synthetic and man-made materials such as plastic all being burnt and releasing a myriad of their own poisonous fumes. 


Pakistan launches digital tools to trace life insurance claims, tighten motor insurance enforcement

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Pakistan launches digital tools to trace life insurance claims, tighten motor insurance enforcement

  • SECP rolls out SMS-based Life Insurance Policy Finder, orders insurers to join Motor Insurance Repository
  • The regulator says centralized data will help authorities verify coverage, reduce long-unclaimed benefits

KARACHI: Pakistan’s securities regulator on Monday announced two digital initiatives aimed at overhauling how insurance data is stored and accessed, in a push to strengthen enforcement, improve transparency and make it easier for citizens to trace insurance coverage.

The Securities and Exchange Commission of Pakistan (SECP) announced in two separate statements it had introduced a nationwide Life Insurance Policy Finder to help families identify policies held by deceased relatives. It also directed all non-life insurers to join a centralized Motor Insurance Repository (MIR).

Both systems, developed with the Central Depository Company (CDC), seek to address longstanding gaps in a sector where weak records, low compliance and limited data-sharing have left motorists, policyholders and beneficiaries without reliable recourse.

“The Securities and Exchange Commission of Pakistan (SECP), in collaboration with the Central Depository Company of Pakistan Limited (CDC) and the Insurance Association of Pakistan (IAP), has introduced the Life Insurance Policy Finder Service,” it said in one of the statements. “This initiative is designed to facilitate the general public in locating life insurance policies of deceased loved ones.”

“The service addresses a long-standing challenge faced by families who remain unaware of life insurance policies held by their deceased relatives,” it added. “This lack of awareness often results in legitimate claims and benefits remaining unclaimed for years.”

The SECP said the initiative aims to strengthen consumer protection, promote transparency and provide structured and secure access to insurance benefits for rightful heirs and beneficiaries.

Under the new policy-finder service, which goes live on Dec. 15, individuals can send the CNIC number of the deceased via SMS to 99833.

If a policy exists, the relevant insurer will contact the beneficiary to verify details and guide them through the claims process. Life insurers and family takaful operators have also been instructed to participate fully and respond to queries within set turnaround times.

Separately, on the motor insurance side, all non-life insurers underwriting vehicle policies are required to sign a service-level agreement with the CDC within 60 days and begin uploading complete and validated policy data to the MIR.

The repository will allow provincial and federal authorities to verify third-party insurance coverage, a requirement that exists on paper but remains loosely enforced nationwide.

The SECP said the measures form part of its broader effort to promote digital transformation, improve compliance and safeguard consumer interest.

“A centralized and validated data repository will allow authorities to verify insurance coverage efficiently, addressing significant gaps in compliance,” it added.