Esam Al-Nahdi,  founder and CEO of Saudi Arabia’s first and leading digital banking platform

Updated 06 May 2019
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Esam Al-Nahdi,  founder and CEO of Saudi Arabia’s first and leading digital banking platform

Esam Al-Nahdi is founder and CEO of Riyadh-based HalalaH, Saudi Arabia’s first and leading digital banking platform. 

Prior to HalalaH, Al-Nahdi founded multiple entities in the trading, retail and technology fields.

Before starting his entrepreneurial journey, he worked in the banking sector, in both credit and investment banking, including in Banque Saudi Fransi, Venture Capital Bank and Arcapita.

Al-Nahdi has a bachelor’s degree in economics and finance from the UK’s University of Surrey.

Recently, Al-Nahdi addressed the Financial Sector Conference held in Riyadh. Thousands of delegates took part, including ministers from the finance, economy and strategic ministries, as well as leading policymakers from capital markets and the investment and insurance industries.

During one of the sessions, he spoke about entrepreneurs and the different stages of their businesses, from starting up through to expansion. He also talked about the commitment, skills and efforts required to succeed.

The conference is part of the Financial Sector Development Program (FSDP), itself a part of Saudi Vision 2030. The FSDP is one of 12 executive programs launched by the Council of Economic and Development Affairs (CEDA) to achieve the objectives of Vision 2030.


Carved by time: Saudi Arabia’s hidden geotourism gem of Razan

Updated 06 February 2026
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Carved by time: Saudi Arabia’s hidden geotourism gem of Razan

  • Long before modern engineering, the geology of Razan functioned as effective natural infrastructure, sustaining life in an arid environment
  • This utility made Razan a strategic landmark, playing a vital role in the ancient Yemeni Hajj Road

AL-LITH: Sixty kilometers north of Al-Lith governorate in the Kingdom's west, rising above the shifting sands and valleys of the Makkah region, lies a place where the earth itself tells a story. This is Razan, a geological wonder where history is not written in ink, but etched into the stone by the patient hands of wind, water, and time.

Perched atop a high rocky mass and flanked by valleys to the northwest and southeast, Razan stands in natural isolation. This geographic solitude has acted as a guardian, preserving a landscape that feels almost otherworldly — a pristine stage set by nature over millennia.

The place is defined by its striking rock formations: dense clusters of stone, stepped ridges that resemble ancient staircases, and natural ceilings sculpted by the relentless flow of seasonal torrents.

The visual impact is one of dramatic contrast — the heaviness of solid rock balanced against open, airy spaces carved by erosion. Fine channels and intricate flow patterns mark the stone, serving as fossilized evidence of the water that once rushed through these corridors, shaping the land into a rugged work of art.
 

In the quiet majesty of Razan, the past is preserved. (SPA)

Nature’s infrastructure 

But Razan is more than just a scenic marvel; for centuries, it served as a lifeline. The same forces that sculpted the cliffs also hollowed out natural rock basins. These geological depressions acted as seasonal reservoirs, catching rainwater and supplementing nearby wells. Long before modern engineering, the geology of Razan functioned as effective natural infrastructure, sustaining life in an arid environment.

This utility made Razan a strategic landmark, playing a vital role in the ancient Yemeni Hajj Road. The sturdy, elevated terrain provided a natural pathway for pilgrims, offering stability and protection on their spiritual journey toward Makkah.

Today, Razan stands at the intersection of heritage and opportunity. No longer just a passage for pilgrims, it is emerging as a valuable asset for geotourism. Its unique topography offers a visual feast for travelers and a treasure trove for scientists studying geological history.

As Saudi Arabia moves toward the goals of Vision 2030, sites like Razan are finding new purpose. By transforming this geological narrative into a tourism destination, the region aims to preserve its natural heritage while breathing new life into the local economy.