Pakistan space agency, local bank launch satellite-powered agri-lending solution

President and CEO, HBL Microfinance Bank (MfB), Amir Khan (left), shakes hands with Member (SAR), Space and Upper Atmosphere Research Commission (SUPARCO), Zafar Iqbal, after signing a memorandum of understanding (MoU) in Islamabad, Pakistan, on August 10, 2025. (HBL MfB)
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Updated 10 August 2025
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Pakistan space agency, local bank launch satellite-powered agri-lending solution

  • SUPARCO to provide pre-loan assessments to banks using high-resolution satellite imagery, crop health analytics
  • After pilot project in Okara, project will include post-loan satellite monitoring to allow early detection of crop anomalies

ISLAMABAD: Pakistan’s national space agency said on Sunday it has signed a “landmark” memorandum of understanding (MoU) with HBL Microfinance Bank (HBL MfB) to introduce, for the first time, satellite-based agricultural analytics into the country’s lending ecosystem. 

The Pakistan Space and Upper Atmosphere Research Commission (SUPARCO) said the initiative represents a major step forward in applying space technology to support climate-smart agriculture and enhance access to finance for farmers. 

The pilot will involve remote pre-loan assessments using high-resolution satellite imagery, crop health analytics, yield estimation, risk profiling, and a scoring engine to assess farm-level creditworthiness by SUPARCO. A secure API and dashboard interface will enable HBL MfB to integrate this data into its loan decision-making processes, eliminating the need for manual field verification.

“The pilot phase will be implemented in Okara District, Punjab— one of the country’s most important agricultural regions,” the statement said. 

“SUPARCO’s secure API and dashboard interface will integrate directly with HBL MfB’s systems, eliminating the need for manual field verification and enabling remote pre-loan assessments.”

The next phase of the partnership includes post-loan satellite monitoring, enabling the bank to track crop activity and raise early alerts in case of anomalies, the space agency said. 

The development takes place as Pakistan aims to strengthen its space program. China last month launched a Pakistani remote sensing satellite (PRSS-1) from the Xichang Satellite Launch Center in southwest China’s Sichuan Province.

The satellite, being primarily used in the fields of land resource surveys and disaster prevention and mitigation, will help promote the development of Pakistan, Pakistan’s planning minister had said. 

In January, China launched Pakistan’s indigenously developed Electro-Optical (EO-1) satellite into space from its Jiuquan Satellite Launch Center, aiming to predict natural disasters and monitor resources, Chinese and Pakistani state media reported.

In November 2024, SUPARCO announced its rover will join China’s Chang’E 8 mission to explore the moon’s surface in 2028.

In May 2024, Pakistan launched its first lunar satellite aboard China’s Chang’e-6 probe, which was tasked with landing on the far side of the moon that perpetually faces away from the Earth.


‘Super Flu’: Pakistan confirms presence of fast-spreading H3N2 influenza strain

Updated 58 min 21 sec ago
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‘Super Flu’: Pakistan confirms presence of fast-spreading H3N2 influenza strain

  • Health authorities say virus is not new but shows higher transmission rate
  • WHO reports global rise in seasonal influenza cases, especially in Europe

ISLAMABAD: Pakistani health authorities on Monday confirmed the presence of the H3N2 influenza strain, often referred to as a fast-spreading “super flu,” in the country, but stressed there was no cause for panic, saying the virus is not new and remains manageable with standard treatment and vaccination.

Officials said the strain is part of seasonal influenza viruses that circulate globally each year and has undergone genetic changes that make it spread more quickly, a pattern health experts say is common for influenza.

The confirmation comes as the World Health Organization (WHO) reports a global increase in seasonal influenza activity in recent months, with a growing proportion of influenza A(H3N2) cases detected, particularly across several European countries, including the United Kingdom.

“Yes, we have witnessed confirmed cases of H3N2 influenza (super Flu) in Pakistan since November this year. Out of total around 1,691 cases reported throughout Pakistan since last month, 12 percent are of the so called super flu,” Dr. Shafiq-Ur-Rahman, Senior Scientific Officer at Pakistan’s Center for Disease Control (CDC), told Arab News.

He said the virus had undergone a genetic drift, a gradual mutation that is typical of influenza viruses. 

“The symptoms are similar to other influenza strains, but speed of transmission is high for H3N2,” Rahman said, adding that treatment remains the same as for other flu types and vaccination is critical to limiting spread.

Seasonal influenza is an acute respiratory infection caused by influenza viruses that circulate year-round worldwide. The WHO has stressed that influenza continues to evolve through gradual genetic changes, making ongoing surveillance and regular vaccine updates essential.

Influenza spreads easily through droplets when infected people cough or sneeze. While most individuals recover within a week without medical treatment, the illness can range from mild to severe and may result in hospitalization or death, particularly among high-risk groups such as young children, older adults, pregnant women and people with underlying health conditions.

Doctors say early symptoms of the flu can resemble those of the common cold, but the progression often differs. Colds typically develop gradually, beginning with a runny or blocked nose, sneezing and sore throat, followed by mild coughing and fatigue.

Flu symptoms, however, tend to appear suddenly and more intensely, with patients often experiencing high fever, extreme tiredness, body aches, headaches and a dry cough.

Health experts say this abrupt and severe onset is usually the clearest indication that an illness is influenza rather than a common cold, which is generally milder and slower to develop.